What homeowners coverage can include

Coverage options vary by policy. Here are the core areas we review with homeowners across California.

Dwelling protection

Coverage for the main structure of your home, with limits you can review against your property's replacement cost.

Personal property

Protection for belongings inside your home, with options to schedule high-value items that need additional documentation.

Personal liability

Liability provisions that help address certain claims for injury or property damage. Limits are reviewed individually.

Review your limits with a local agent

Property values and replacement costs change. A direct conversation helps confirm your coverage fits your home.